Terms of Use

By accessing or using the Site or Services, you confirm that you have read, understood, and agree to be bound by these Terms, including any future modifications. We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site or Services after any such changes constitutes your acceptance of the new Terms.

Eligibility

You must be at least 18 years old to use the Site and Services. By using the Site and Services, you represent and warrant that you meet this age requirement.

Account Registration

To access certain features of the Site and Services, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account. You agree to accept responsibility for all activities that occur under your account.

Prohibited Conduct

You agree not to:

• Use the Site or Services for any unlawful purpose or in violation of any local, state, national, or international law.
• Interfere with or disrupt the Site or Services or servers or networks connected to the Site or Services.
• Use any data mining, robots, artificial intelligence, or similar data gathering or extraction methods in connection with the Site or Services.
• Attempt to gain unauthorized access to any portion of the Site or Services or any other accounts, computer systems, or networks connected to the Site or Services.

Promotional and Marketing SMS or MMS Messages

By providing your phone number and other contact information to us, you consent to receive promotional and marketing SMS or MMS messages regarding our products, services, offers, and events. We may use the information we collect (including, but not limited to, your name, phone number, and any preferences you share) to personalize and send you text messages that we believe may be of interest to you. Message and data rates may apply. You can opt out of receiving these messages at any time by following the unsubscribe instructions provided in the SMS or MMS message (e.g., replying "STOP"), or by contacting us using the information in the "Contact Us" section below.

Ownership

All content on the Site and Services, including text, graphics, logos, icons, images, audio clips, video clips, data compilations, and software, is the property of the Company or its content suppliers and is protected by United States and international copyright laws. Using our Site does not give you ownership of any intellectual property rights to the content you access. You may not use content from our Sites unless you obtain permission from us or its owner, or unless you are otherwise permitted by law. If you believe any Content on the Site infringes your copyrights, you may request that we remove the Content from the Sites (or disable access to that Content) by contacting us at dpo@ehome-mortgage.com.

License

By providing information or materials to this Site (other than personal information subject to the Company's Privacy Policy), you grant to Company an unrestricted, irrevocable, worldwide, royalty-free license to use, reproduce, display, publicly perform, and transmit such information and materials for any purpose including, without limitation, disclosing any such information and materials as necessary to satisfy any law, regulation, or governmental request. You agree not to submit or transmit any E-mails or materials through the website that (i) are defamatory, threatening, obscene, or harassing, (ii) contain a virus, worm, Trojan horse, or any other harmful component, (iii) incorporate copyrighted or other proprietary material of any third party without that party's permission or (iv) otherwise violate any applicable laws or regulations. Company is not subject to any obligations of confidentiality regarding any information or materials that you submit except as specified in the Company's Privacy Policy, or as set forth in any additional terms and conditions relating to specific products or services entered into between Company and you, as otherwise specifically agreed, or as required by law.

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site and Services for your personal, non-commercial use. Any use of the Site or Services not expressly permitted by these Terms is prohibited.

Your use of the Site and Services is also governed by our Privacy Notice, which describes how we collect, use, and share your information. By using the Site and Services, you agree to the terms of our Privacy Notice. Any information you provide (including phone numbers for SMS or MMS purposes) will be used in accordance with these Terms of Use, our Privacy Notice, and applicable laws.

General AI Content Disclaimer

We utilize artificial intelligence ("AI") driven tools to generate or enhance some of the content on this Site or enhance our Services. This may include automated chatbots and generative AI, to enhance user experience, provide customer service, and generate content. While we strive for accuracy, AI systems may produce inaccurate, incomplete, or outdated information. Consequently, we cannot guarantee the accuracy of all content and disclaim any liability for errors or omissions. Users should exercise discretion and independently verify information before relying on it. By using this site, you acknowledge and consent to the use of these technologies.

AI Chatbot/Interaction Disclosure

You may interact with AI-powered chatbots or virtual assistants on our site. These systems are automated and not human. By using these features, you acknowledge that you are interacting with an automated system. Please do not share sensitive or personal information with the chatbot.

Benefits to Users

We use Artificial Intelligence to make our site more intuitive, inclusive, and efficient for you.

Disclaimers

We provide our Sites using a commercially reasonable level of care and promise to do our best to make sure you enjoy the Sites. But there are certain things that we do not promise about our Sites.

OTHER THAN AS EXPRESSLY SET OUT IN THESE TERMS OF SERVICE, NEITHER COMPANY NOR ITS AGENTS OR SERVICE PROVIDERS (THE "SERVICES ENTITIES") MAKE ANY SPECIFIC PROMISES ABOUT THE SITES. FOR EXAMPLE, WE DON'T MAKE ANY COMMITMENTS ABOUT THE CONTENT WITHIN THE SITES, THE SPECIFIC FUNCTION OF THE SITES, OR THEIR RELIABILITY, AVAILABILITY, OR ABILITY TO MEET YOUR NEEDS. WE PROVIDE THE SITES "AS IS".

SOME JURISDICTIONS PROVIDE FOR CERTAIN WARRANTIES, LIKE THE IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. TO THE EXTENT PERMITTED BY LAW, WE EXCLUDE ALL WARRANTIES.

Limitation of Liability

EXCEPT WHERE PROHIBITED, THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING FROM YOUR USE OF THE SITES OR ANY THIRD PARTY'S USE OF THE SITES. THESE EXCLUSIONS INCLUDE, WITHOUT LIMITATION, DAMAGES FOR LOST PROFITS, LOST DATA, COMPUTER FAILURE, OR THE VIOLATION OF YOUR RIGHTS BY ANY THIRD PARTY, EVEN IF THE SERVICES ENTITIES HAVE BEEN ADVISED OF THE POSSIBILITY THEREOF AND REGARDLESS OF THE LEGAL OR EQUITABLE THEORY UPON WHICH THE CLAIM IS BASED.

PLEASE READ THIS PROVISION CAREFULLY; IT REQUIRES YOU TO ARBITRATE ANY DISPUTE OR CLAIM BETWEEN YOU AND Moonshot Marketing LLC, OUR MARKETING PARTNERS, AND AFFILIATES (COLLECTIVELY, "FINAL EXPENSE BENEFITS," "WE," "OUR," "US") ON AN INDIVIDUAL BASIS.

If unable to work out a solution amicably, both you and Moonshot Marketing LLC agree to resolve through final and binding individual arbitration, except as otherwise provided in this Dispute Resolution section, any dispute, claim, or controversy (each, a "CLAIM") arising at any time (including before the effective date of this Agreement), in any way arising out of or relating to: (i) this Agreement and prior versions of this Agreement, including the formation, existence, breach, termination, enforcement, interpretation, validity, scope, or enforceability thereof; (ii) the Websites and Services, including access to the Websites and Services, use of the Websites and Services, receipt of any advertising or marketing communications, and/or any content contained on the Websites; (iii) any other aspect of your relationship or transactions with Moonshot Marketing LLC, as a consumer, except that, as to Providers, this part (iii) is limited to your interactions as a consumer with Providers arising out of your use of the Websites and Services, including but not limited to any text message, telephone call, or other communication you receive from or on behalf of any marketing partner. You agree that any dispute regarding the enforceability, applicability, or interpretation of any provision of this Agreement, including the provisions regarding dispute resolution and arbitration, is a Dispute subject to the arbitration provisions herein and shall be resolved by an arbitrator. This Agreement and this Arbitration Agreement do not prevent you from bringing your Dispute to the attention of any federal, state, or local government agency.

YOU AGREE THAT ANY DISPUTE OR CLAIM ARISING FROM OR RELATING TO THIS ARBITRATION PROVISION, Moonshot Marketing LLC ADVERTISING OR MARKETING PRACTICES, FINAL EXPENSE BENEFITS' PRODUCTS OR SERVICES, OR Moonshot Marketing LLC PRIVACY POLICY OR TERMS SHALL BE SUBMITTED TO BINDING, FINAL, AND CONFIDENTIAL ARBITRATION BEFORE A SINGLE ARBITRATOR ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION ("AAA") UNDER ITS CONSUMER ARBITRATION RULES.

THIS ARBITRATION PROVISION SHALL BE GOVERNED BY THE FEDERAL ARBITRATION ACT ("FAA"), 9 U.S.C. §§ 1-16, AND THE ARBITRATOR SHALL BE BOUND BY THE TERMS OF THIS ARBITRATION PROVISION. THE ARBITRATOR SHALL HAVE THE EXCLUSIVE AND SOLE AUTHORITY FOR DETERMINING WHETHER A DISPUTE OR CLAIM IS ARBITRABLE. THE ARBITRATOR SHALL FOLLOW APPLICABLE SUBSTANTIVE LAW OF THE STATE OF TEXAS TO THE EXTENT CONSISTENT WITH THE FAA AND SHALL BE AUTHORIZED TO AWARD ALL REMEDIES AVAILABLE IN AN INDIVIDUAL LAWSUIT UNDER SUBSTANTIVE LAW, INCLUDING, WITHOUT LIMITATION, COMPENSATORY, STATUTORY, AND PUNITIVE DAMAGES, DECLARATIVE, INJUNCTIVE AND OTHER EQUITABLE RELIEF, INCLUDING PUBLIC INJUNCTIVE RELIEF, AND ATTORNEYS' FEES AND COSTS WHERE AVAILABLE UNDER APPLICABLE SUBSTANTIVE LAW. THE ARBITRATOR MAY ONLY RESOLVE DISPUTES OR CLAIMS BETWEEN YOU AND Moonshot Marketing LLC AND AFFILIATES AND MAY NOT CONSOLIDATE CLAIMS OR PROCEEDINGS WITHOUT Moonshot Marketing LLC AND AFFILIATES' CONSENT. THE ARBITRATOR MAY NOT HEAR CLASS OR REPRESENTATIVE CLAIMS OR REQUESTS FOR RELIEF ON BEHALF OF OTHER INDIVIDUALS. IF A COURT OR ARBITRATOR DECIDES THAT ANY PART OF THIS AGREEMENT TO ARBITRATE CANNOT BE ENFORCED AS TO A PARTICULAR CLAIM FOR RELIEF OR REMEDY, THEN THAT CLAIM OR REMEDY (AND ONLY THAT CLAIM OR REMEDY) MUST BE BROUGHT IN COURT AND ANY OTHER CLAIMS MUST BE ARBITRATED.

NOTWITHSTANDING ANYTHING TO THE CONTRARY HEREIN, YOU AGREE THAT Moonshot Marketing LLC HAS THE RIGHT TO BRING A CLAIM AGAINST YOU IN THE STATE OR FEDERAL COURTS OF DELAWARE FOR INJUNCTIVE RELIEF, EQUITABLE RELIEF, OR OTHERWISE ARISING FROM ANY POTENTIAL OR ACTUAL MISAPPROPRIATION OR INFRINGEMENT OF Moonshot Marketing LLC AND AFFILIATES' INTELLECTUAL PROPERTY RIGHTS AND YOU AGREE THAT VENUE IS PROPER AND THAT YOU ARE SUBJECT TO PERSONAL JURISDICTION IN SUCH FORUM.

Electing Arbitration; Starting an Arbitration Proceeding

Either you or we may elect to arbitrate a Claim by giving the other party written notice of the intent to arbitrate the Claim or by filing a motion to compel arbitration of the Claim. This notice may be given before or after a lawsuit has been filed concerning the Claim or with respect to other Claims brought later in the lawsuit, and it may be given by papers filed in the lawsuit, such as a motion to compel arbitration. Each of the arbitration administrators listed below has specific rules for starting an arbitration proceeding. Regardless of who elected arbitration or how arbitration was elected, the party asserting the Claim (i.e., the party seeking money damages or other relief from a court or an arbitrator) is responsible for starting the arbitration proceeding. Thus, if you assert a Claim against us in court, and we elect to arbitrate that Claim by filing a motion to compel arbitration which is granted by the court, you will be responsible for starting the arbitration proceeding. Similarly, if we assert a Claim against you in court, you assert a counterclaim against us, and we elect to arbitrate that counterclaim by filing a motion to compel arbitration which is granted by the court, you will be responsible for starting the arbitration proceeding. Even if all parties have opted to litigate a Claim in court, you or we may elect arbitration with respect to any Claim made by a new party or any Claim later asserted by a party in that or any related or unrelated lawsuit (including a Claim initially asserted on an individual basis but modified to be asserted on a class, representative or multi-party basis). Nothing in that litigation shall constitute a waiver of any rights under this Arbitration Agreement.

Choosing the Administrator

The party starting the arbitration proceeding must choose one of the following arbitration organizations as the Administrator: the American Arbitration Association (the "AAA"), 120 Broadway, Floor 21, New York, N.Y 10271, www.adr.org., or JAMS, 1920 Main St. Ste. 300, Irvine, CA 92614, www.jamsadr.com. You may contact these organizations directly if you have any questions about the way they conduct arbitrations or want to obtain a copy of their rules and forms (which are also available on their websites). A single arbitrator shall be appointed. If for any reason the Administrator selected is unable or unwilling to serve or continue to serve as Administrator, the other company will serve as Administrator. If neither the AAA nor JAMS is able or willing to serve as Administrator, we and you will mutually agree upon an Administrator or arbitrator or a court with jurisdiction will appoint the Administrator or arbitrator. No company may serve as Administrator, without the consent of all parties, if it adopts or has in place any formal or informal policy that is inconsistent with and purports to override the terms of the Class Action Waiver in section (e) of this Arbitration Agreement. In all cases, the arbitrator(s) must be a lawyer with more than 10 years of experience or a retired judge. Arbitration of a Claim must comply with this Arbitration Agreement and, to the extent not inconsistent or in conflict with this Arbitration Agreement, the applicable rules of the arbitration Administrator.

Arbitration Fees

The payment of any filing, administrative, or arbitrator fees will be governed by the applicable JAMS or AAA Rules and shall be up to the amount you would be required to pay if you filed the Claim in court. If the arbitrator finds that you cannot afford to pay any such fees and you cannot obtain a waiver of fees from the arbitration administrator, Moonshot Marketing LLC will pay such fees for you if the arbitrator deems the payment of such amount is necessary to prevent the arbitration from being cost-prohibitive. The parties shall be responsible for their own attorneys' fees and costs in arbitration, unless they are authorized by law or the arbitrator determines that a claim was frivolous or brought for an improper purpose.

You and Moonshot Marketing LLC agree that the parties have a shared interest in reducing the fees and costs, and increasing the efficiencies, associated with arbitration. Therefore, you or Moonshot Marketing LLC may elect to engage with the arbitration administrator regarding fees, and you and Moonshot Marketing LLC agree that the parties (and their counsel, if the parties are represented) will work together in good faith to ensure that arbitration remains cost-effective for all parties.

Class Action Waiver

Notwithstanding any other provision of the Terms & Use or Privacy Policy, if either you or we elect to arbitrate a Claim, neither you nor we will have the right: (a) to participate in a class action, private attorney general action or other representative action in court or in arbitration, either as a class representative or class member; or (b) to join or consolidate Claims with claims of any other persons. No arbitrator shall have authority to conduct any arbitration in violation of this provision or to issue any relief that applies to any person or entity other than you and/or us individually. (Provided, however, that the Class Action Waiver does not apply to any lawsuit or administrative proceeding filed against us by a state or federal government agency even when such agency is seeking relief on behalf of a class of borrowers including you. This means that we will not have the right to compel arbitration of any claim brought by such an agency).

Location of Arbitration

Any arbitration hearing that you attend must take place at a location reasonably convenient to your residence.

Governing Law

The Terms & Use or Privacy Policy evidences a transaction involving interstate commerce and, therefore, this Arbitration Agreement is governed by the Federal Arbitration Act, 9 U.S.C. §§ 1 et seq. (the "FAA"), and not by any state arbitration law. The arbitrator will not be bound by judicial rules of procedure and evidence that would apply in a court, or by state or local laws that relate to arbitration proceedings. The arbitrator will apply the same statutes of limitation and privileges that a court would apply if the matter were pending in court. The arbitrator will have the authority to hear and rule on appropriate dispositive motions for judgment on the pleadings, for failure to state a claim, or for full or partial summary judgment. All parties (the AAA/JAMS, the arbitrators, you and we) must, to the extent feasible, take any action necessary to ensure that an arbitration proceeding, as described in this Arbitration Agreement, is completed within 180 days of filing the Claim with the AAA or JAMS. This provision will be liberally construed to ensure the enforcement of this Arbitration Agreement. In determining liability or awarding damages or other relief, the arbitrator will follow the applicable substantive law, consistent with the FAA that would apply if the matter had been brought in court. The arbitrator may award any damages or other relief or remedies that would apply under applicable law to an individual action brought in court, including, without limitation, punitive damages (which shall be governed by the Constitutional standards employed by the courts) and injunctive, equitable and declaratory relief (but only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim). The arbitrator will have the authority to award fees and costs of attorneys, witnesses and experts to the extent permitted by the Terms & Use or Privacy Policy, the Administrator's rules or applicable law.

Right to Discovery

In addition to the parties' rights to obtain discovery pursuant to the arbitration rules of the Administrator, either party may submit a written request to the arbitrator to expand the scope of discovery normally allowable under the arbitration rules of the Administrator. The arbitrator shall have discretion to grant or deny that request.

Arbitration Result and Right of Appeal

Judgment upon the award given by the arbitrator may be entered in any court having jurisdiction. The arbitrator's decision is final and binding, except for any right of appeal provided by the FAA. The arbitrator's authority shall be limited to deciding the case submitted by the parties to the arbitration. Therefore, no decision by any arbitrator shall serve as precedent in other arbitrations except in a dispute between the same parties, in which case it could be used to preclude the same claim from being re-arbitrated. If the amount of the Claim exceeds $25,000, any party can, within 30 days after the entry of the award by the arbitrator, appeal the award to a three-arbitrator panel administered by the Administrator. (If an appeal is not filed within that time period, the arbitration award shall become final and binding). The panel shall reconsider de novo (anew) any aspect of the initial award requested by the appealing party. This means that they shall reach their own findings of fact and conclusions of law rather than deferring in any manner to the original arbitrator. The decision of the panel shall be by majority vote. Reference in this Arbitration Agreement to "the arbitrator" shall mean the panel if an appeal of the arbitrator's decision has been taken. Any final decision of the appeal panel is subject to judicial review only as provided under the FAA.

Rules of Interpretation

This Arbitration Agreement shall survive the termination, cancellation or suspension of the Terms & Use or Privacy Policy, any legal proceeding, and any bankruptcy by you, to the extent consistent with applicable bankruptcy law. In the event of a conflict or inconsistency between this Arbitration Agreement, on the one hand, and the applicable arbitration rules or the other provisions of the Terms & Use or Privacy Policy, on the other hand, this Arbitration Agreement shall govern. If any portion of this Arbitration Agreement is deemed invalid or unenforceable, it shall not invalidate the Terms & Use or Privacy Policy or the remaining portions of this Arbitration Agreement.

Notice of Claim; Right to Resolve; Special Payment

You and Moonshot Marketing LLC agree that good-faith informal efforts to resolve Disputes often can result in a prompt, low-cost and mutually beneficial outcome. Therefore, before initiating arbitration proceedings, you and Moonshot Marketing LLC agree to first engage in a good faith effort to resolve informally any such Dispute.

Prior to initiating, joining or participating in any judicial or arbitration proceeding regarding any Claim, the Claimant (the party who asserts or seeks to assert a Claim in a lawsuit or arbitration proceeding) shall give the other party written notice of the Claim (a "Claim Notice") and a reasonable opportunity, not less than 60 days, to resolve the Claim. Any Claim Notice you send must include your name, address, telephone number and loan or account number. Any Claim Notice must explain the nature of the Claim and the relief that is demanded. You may only submit a Claim Notice on your own behalf and not on behalf of any other party. The Claimant must reasonably cooperate in providing any information about the Claim that the other party reasonably requests.

Your notice must be sent to dpo@ehome-mortgage.com. For a period of 60 days from the date of receipt of a completed notice from the other party, the parties will work together using reasonable efforts to try to resolve the Claim. If requested by Moonshot Marketing LLC in connection with a notice initiated by you, you agree to personally participate in an individualized, telephone dispute resolution conference (and if you are represented by counsel, your counsel may also participate) in a good faith effort to resolve informally the Claim. If requested by you in connection with a notice initiated by Final Expense Benefits, Moonshot Marketing LLC agrees to have a Moonshot Marketing LLC representative personally participate in an individualized, telephone dispute resolution conference (and if Moonshot Marketing LLC is represented by counsel, Final Expense Benefits' counsel may also participate) in a good faith effort to resolve informally the Dispute. If the Dispute is not resolved within this 60-day period (which can be extended by agreement of the parties), you or Moonshot Marketing LLC may commence arbitration consistent with the process set forth below. Compliance with this informal dispute resolution process is mandatory and a condition precedent to initiating arbitration, and the arbitrator shall dismiss any arbitration demand filed before completion of this informal dispute resolution process. Any applicable limitations period (including statutes of limitations) and filing fee deadlines shall be tolled while the parties engage in this informal dispute resolution process.

If the sufficiency of a notice or compliance with this informal dispute resolution process is at issue, such issue may be raised with and decided by a court of competent jurisdiction at either party's election, and any arbitration shall be stayed pending resolution of the issue. The court shall have the authority to enforce this condition precedent to arbitration, which includes the power to enjoin the filing or prosecution of a demand for arbitration or the assessment or payment of arbitration fees. You or Moonshot Marketing LLC may also elect to raise non-compliance with this informal dispute resolution process and seek relief in arbitration.

Additional Procedures for Mass Arbitration

You and Moonshot Marketing LLC agree that these Additional Procedures for Mass Arbitration (in addition to the other provisions of this Arbitration Agreement) shall also apply in the event of a "Mass Arbitration" (defined below). You and Moonshot Marketing LLC agree that each party values the integrity and efficiency of arbitration and wishes to employ the process for the fair resolution of genuine and sincere Disputes between the parties. You and Moonshot Marketing LLC acknowledge and agree to act in good faith to ensure the procedures set forth herein are followed. If claimants (including you) assert or seek to assert 25 or more similar arbitration demands against Moonshot Marketing LLC with the same counsel or counsel acting in coordination ("Mass Arbitration"), the JAMS Mass Arbitration Procedures and Guidelines or AAA Mass Arbitration Rules & Fees and these provisions shall apply. For the avoidance of doubt, if any Mass Arbitration demands were originally processed as individual arbitration demands before the procedures described in this Additional Procedures for Mass Arbitration section were commenced, further proceedings, including the assessment of further arbitration fees to either party shall be governed by the procedures set forth in this Additional Procedures for Mass Arbitration section.

Decisions by the Process Administrator shall not be binding on claimants who filed an arbitration demand determined to be part of the Mass Arbitration subsequent to the Process Administrator's decision. In coordination with the Process Administrator, Mass Arbitration demands will be batched into batches of up to 100 demands, with each batch being assigned a single merits arbitrator, to be administered concurrently. Arbitration awards in one batch of arbitration demands shall have no precedential effect on subsequently administered batches.

You acknowledge and agree that, by choosing to participate in a Mass Arbitration, the resolution of your Claim might be delayed. The parties agree that throughout this process, their counsel shall meet and confer in an effort to informally resolve the Claim, streamline procedures, address the informal exchange of information, modify the number of Claims to be adjudicated and to promote efficiency, conservation of resources, and the resolution of Disputes, including to engage with the arbitration administrator to address threshold administrative issues.

You agree to defend, indemnify, and hold harmless the Company, its affiliates, and their respective directors, officers, employees, or agents from and against any claims, liabilities, damages, losses, and expenses, including without limitation, reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of the Site or Services, or your violation of these Terms.

These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law principles. You agree to submit to the personal and exclusive jurisdiction of the state and federal courts located within Maryland for the purpose of litigating any disputes arising out of or relating to your use of the Site or Services.

We may revise these Terms from time to time by posting the updated Terms on the Site and providing you with notice that the Terms were updated. Your continued use of the Site or Services after the posting of any changes constitutes your acceptance of such changes.

If you have any questions about these Terms or wish to opt out of receiving promotional and marketing SMS or MMS messages, please contact us at:

Email: dpo@ehome-mortgage.com